Terms of Use

These terms cover brianbretz.com, the personal portfolio of Brian A. Bretz. The short version: read freely, link generously, credit what you quote, and treat everything here as one practitioner’s account rather than professional advice. Using the site means accepting the terms below.

Content and copyright

Unless noted otherwise, the content on this site — the writing, case studies, artifacts, and diagrams — is © Brian A. Bretz. You are welcome to read it, link to it, and quote it with attribution. Reproducing substantial portions, or using the content commercially, needs written permission first: ask through the contact form.

Third-party names and sources

Case studies name real companies and products, and cite public reporting about them. Those names and trademarks belong to their owners, quoted material belongs to its publishers, and a mention here implies no affiliation with or endorsement by anyone named. The views on this site are mine alone and are not statements by any past or present employer or client.

Not professional advice

The site describes past work and products, including software that deals with financial data. All of it is offered for information: nothing here is financial, investment, legal, or other professional advice, and none of it is an offer of services on any particular terms. Decisions you make after reading are your own.

External links

Links to other sites are provided for reference. Those sites have their own terms and privacy practices, and I am not responsible for their content.

No warranties

The site is provided as is. I keep its content accurate to the best of my knowledge and correct errors when I find them, but I make no warranties — about accuracy, availability, or fitness for any purpose — and accept no liability for loss arising from reliance on it, to the fullest extent the law allows.

Privacy

What the site collects, and how to opt out of it, lives on its own page: Privacy.

Changes

If these terms change, this page changes with them, along with the date at the top.